All posts by Stacie Baker

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According to Experian Marketing Servicesā€™ Q1 2014 Email Benchmark Report, personalized abandoned cart emails that dynamically show the actual customer cart had 25 percent...

June 30, 2014 by Stacie Baker

A recent Experian Consumer Services survey focusing on the most important attributes in a prospective spouse found that married adults value financial responsibility more...

June 20, 2014 by Stacie Baker

With the cost of new vehicles continuing to increase, consumers are opting for longer loan...

June 12, 2014 by Stacie Baker

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion...

June 6, 2014 by Stacie Baker

Although 60-day automotive loan delinquencies fell 1.7 percent at a national level when comparing Q1 2014 to Q1 2013, twenty-two states actually experienced a...

June 2, 2014 by Stacie Baker

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit,...

May 27, 2014 by Stacie Baker

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of...

May 15, 2014 by Stacie Baker

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

May 9, 2014 by Stacie Baker

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

May 1, 2014 by Stacie Baker

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and...

April 24, 2014 by Stacie Baker

Bankcard originations had a 32 percent year-over-year increase in Q4 2013 ($61 billion to $81 billion)....

April 17, 2014 by Stacie Baker

In an effort to understand consumer needs better and help lenders educate their customers, VantageScoreĀ® Solutions surveyed more than 200 lenders nationwide on the...

April 11, 2014 by Stacie Baker

Auto financing became easier to obtain in Q4 2013 and the market share for new vehicle loans in the nonprime, subprime and deep-subprime credit...

April 7, 2014 by Stacie Baker

According to Experian Marketing Services' annual Email Market Study, personalized promotional emails have 29 percent higher unique open rates and 41 percent higher unique...

March 27, 2014 by Stacie Baker

The most recent Experian State of the Automotive Finance Market report shows more consumers are leasing vehicles. Leases accounted for 28.4 percent of all...

March 20, 2014 by Stacie Baker