Prevent Current Account Fraud
and Account Takeover

Experian's Precise IDSM for Customer Management Offers Solutions
for Account Takeover Fraud and Identity Theft in Existing Accounts

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The flexibility of Precise ID allows you to address multiple types of:

  • First-party fraud
  • Third-party fraud
  • Identity theft
  • Synthetic identities
  • Fraud rings
  • First payment default
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Precise ID Overview Video

Product Sheet

Platform Access

The following business fraud and identity solutions are accessed through Experian's eSolutions website:

  • Precise IDSM
  • National Fraud DatabaseSM
  • Knowledge IQSM

Supporting Materials

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Precise IDSM for Customer Management

What is Precise IDSM for Customer Management?

Precise ID for Customer Management is Experian’s latest risk-based, point-in-time fraud-detection tool designed to identify and prevent current account fraud and account takeover fraud. It establishes intricate identity linkages across Experian’s broad view of consumer actions to create scores and attributes that readily expose potentially fraudulent activity within existing portfolios.

Precise ID for Customer Management evaluates identities and associated identity elements via a vast identity transaction network that adds more than 2 million transactions per day, revealing account takeover identity theft and up-to-date fraud threats associated with inconsistent or high-risk use of numerous identity elements.

How Can Precise IDSM for Customer Management Help My Business Prevent Current Account Fraud and Account Takeover Fraud?

Precise ID for Customer Management can enable you to:

  • Reduce fraud loss — by helping you uncover high identity-fraud risk among recently booked and more established existing accounts
  • Operate more efficiently — Using Experian’s score and attributes, finite and high-cost operational resources can be pointed toward those accounts warranting additional authentication and monitoring
  • Enhance predictive performance — Integrate our intelligence with your existing internal fraud-detection models and strategies at any given process point with the help of hundreds of highly predictive Precise ID for Customer Management linkage-based attributes
  • Preserve positive customer experience — Scores and attributes help sharpen your focus on high-fraud-risk accounts; authenticate customers in a manner commensurate with associated risk, while allowing lower-risk customers to transact without disruption

Select a Topic to Learn More About Precise IDSM for Customer Management

  • A full-featured service
  • Several features give Precise ID for Customer Management its powerful and unique capabilities for detecting current account fraud and account takeover fraud, including:

    • Precise ID for Customer Management score — An identity-fraud risk score that assesses the likelihood that a customer’s identity has been compromised and poses risk of fraud loss.

      A score ranging from 1 to 999 allows for enhanced segmentation of risky accounts and enables altering of decision thresholds over time; use this score at any point in time to evaluate identity risk associated with questionable accounts and customers.
    • Score factors — Up to four concise descriptions accompany each score to explain the factors most prominently impacting the result; this helps facilitate reviews and reduce investigation times.
    • Precise ID for Customer Management attributes — Predictive identity-related fraud attributes are available for companies that wish to build or enhance internal models or treatment strategy.
    • On-demand batch processing — Precise ID for Customer Management score allows you to quickly and cost-effectively rank-order millions of accounts.
    • Current and extensive point-in-time information — Precise ID for Customer Management scores and attributes incorporate transactional data derived from Experian’s industry-rich real-time identity transaction network.
  • Rank-order your best and riskiest accounts
  • Based on propensity for fraud risk, Precise ID for Customer Management assigns a highly predictive score to each customer in your portfolio. As a result, you can quickly prioritize accounts for review and assign the appropriate management treatment. You can also extract from costly operational queues customers who may be less risky than internal processes indicate.

  • Experian’s identity transaction network: unparalleled coverage and predictive value
  • With more than 2 million records added daily, Experian’s Precise ID for Customer Management scores and attributes incorporate up-to-date transactional data across a broad range of industries, including:

    • Automotive
    • Banks
    • Collections
    • Credit cards
    • Education
    • Finance
    • Insurance
    • Health care
    • Personal services
    • Real estate
    • Retail
    • Utilities

    Our unique and proprietary data is built from the ground up within Experian, with no reliance on outside-party or institution contributions. Combined with our analytics expertise, this data enables us to provide you with a highly predictive and cost-effective Precise ID for Customer Management score.

  • Sample referral actions
  • After scores and attributes are appended to your accounts, you may use the information in various ways to mitigate potential losses and reduce operational and opportunity costs. Use the score to:

    • Segment and refer both high- and low-risk accounts to different internal processes or treatments
    • Create or reprioritize review queues to reduce unnecessary referrals
    • Enhance detection and performance of existing and planned decisioning and workflow management systems
  • Three options, expert support
  • Precise ID for Customer Management is available three ways: score only, attributes only, and score and attributes together. All are backed by the industry’s most knowledgeable service and support professionals.


Precise ID for Customer Management Fraud Score and Attributes

Prevent New Account Fraud and Account Opening Fraud

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Do you have a comment or a question about something you've read? Would you like to talk to someone at Experian about Precise ID for Customer Management and how it can help your business identify and prevent current account fraud or account takeover identity theft? Simply fill out the form below and we'll be in touch with you soon.

Note: This form is for use by businesses only. Questions regarding your personal credit report or credit score or for fraud assistance, visit the fraud center. Or to dispute your credit report, visit our dispute center.

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