The flexibility of Precise ID allows you to address multiple types of:
The following business fraud and identity solutions are accessed through Experian's eSolutions website:
Pacific Marine Credit Union (PMCU) saved more than 500 hours per month in fax labor after switching to Experian's risk-based authentication tools, which feature a challenge question approach.
Examine the various types of existing account fraud, including account takeover, impersonation, bust out, synthetic identity and undetected acquisition fraud.
Learn how a risk-based approach to verifying customer information enables consistent and objective decisions, faster approvals and maximizes the usage of staff time.
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Identity Element NetworkSM is Experian’s risk-based, point-in-time fraud-detection tool designed to identify and prevent current account fraud and account takeover fraud. It establishes intricate identity linkages across Experian’s broad view of consumer actions to create scores and attributes that readily expose potentially fraudulent activity within existing portfolios.
Identity Element Network evaluates identities and associated identity elements via a vast identity transaction network that adds more than 2 million transactions per day, revealing account takeover identity theft and up-to-date fraud threats associated with inconsistent or high-risk use of numerous identity elements.
Identity Element Network can enable you to:
Several features give Identity Element Network its powerful and unique fraud detection capabilities:
Based on propensity for identity fraud risk, Identity Element Network assigns a highly predictive score to each customer inquiry. As a result, you can quickly prioritize accounts for review and assign the appropriate management treatment. You also can extract from costly operational queues customers who may be less risky than internal processes indicate.
With more than 2 million records added daily, Experian’s Identity Element Network scores and attributes incorporate up-to-date transactional data across a broad range of industries:
Our unique, proprietary data is built from the ground up within Experian, with no reliance on outside-party or institution contributions. Combined with our analytics expertise, this data enables us to provide you with a highly predictive and cost-effective score.
Identity Element Network is available in Standalone, in parallel to Experian's Precise ID, as well as integrated into the Precise ID Score.
Do you have a comment or a question about something you've read? Would you like to talk to someone at Experian about Identity Element Network and how it can help your business identify and prevent current account fraud or account takeover identity theft? Simply fill out the form below and we'll be in touch with you soon.
Note: This form is for use by businesses only. Questions regarding your personal credit report or credit score or for fraud assistance, visit the fraud center. Or to dispute your credit report, visit our dispute center.