Let Us Help

Talk to one of our representatives today.

Call us at 1 888 414 1120.


Product Sheet

BustOut ScoreSM

Prevent Bust-out Losses with Industry Leading Analytics

  • Reduce bust-out losses through early detection
  • Minimizes customer impact with low false-positive rate
  • Implement with no significant IT investment through an easy-to-interpret credit-based score
  • Easily incorporate into existing account review or acquisition processes

Bust-out is a deliberate, patient form of fraud. Also known as sleeper fraud, it occurs when a consumer applies for and uses with the intent of maxing out all available credit and eventually disappearing. Experian's BustOut ScoreSM was specifically designed using credit data to detect bust-out fraud before serious losses occur.

Detect Bust-outs Three Months In Advance

BustOut Score was designed to predict bust-outs three months prior to the intended bust-out date, allowing creditors to action on the high-risk account and mitigate extensive financial consequences.

Provide 360-Degree View of Consumers

Leveraging the power of credit data, BustOut Score is a consumer-level score that incorporates all financial relationships, credit histories, payment data and balance information into a single number.

Incorporate Multiple Issuers’ Data

BustOut Score was built using historical bust-out data from multiple large issuers. This approach offers a well-rounded perspective of bust-out perpetrators that no single creditor can provide.

Get More Information

Would you like to talk to someone at Experian about products or services? Please submit the form below and we'll be in touch with you soon.

  • Submit
Fraud Management

Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.