From security threats to regulatory scrutiny and market volatility, banks constantly
must fend off numerous sources of risk. Failure to manage these risks properly can
be extremely damaging to a bank’s reputation and financial health. Because of
this, risk management is of paramount importance to financial institutions.
Experian® offers clients a range of products, services and expertise
designed to help address financial risk.
A big-picture view of your risk exposure
Gaining a comprehensive view of the risk present at the account level is critical
to managing your loan portfolio. This requires close monitoring and response to significant
changes within your customer accounts. Account
Monitoring ServiceSM helps banks detect such negative trends in order
to reduce delinquency and bad debt.
Streamline decision making
Not all decisions or application approvals require individual review. In fact,
manual review can be inefficient and leave banks susceptible to judgment errors and
oversights. With automated decisioning systems like DecisionIQSM,
you can establish efficient and objective business rules to help make fast, consistent
Know your customers
Manage fraud and identity theft better by detecting fraudulent activity as soon
as it happens. With Precise
ID®, you gain complete insight into an individual’s identity,
which allows you to protect existing customers, meet regulatory obligations and reduce
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