Consumer Credit Trends
Open Up a World of Opportunity…Up to 35 Million More Opportunities
VantageScore Webinar ‘New Credit Risk Realities & Opportunities’ on May 22 (recorded version available at same link thereafter)
Webinar On Demand
Unlock the power of historical trade-level credit data
The ability to differentiate beyond a risk assessment is vital to providing better service and managing profitability.
Sign Up: Weekly Credit Trends Email
Yes, I'd like to receive Credit Cornerstone – a weekly email of credit trends and data intelligence.
Score, Prescreen, Monitor and Analyze Business Risk
In this volatile economy, business risk management is essential to limiting profit loss. Be proactive in managing your customers by identifying delinquencies, liens and bankruptcy filings in a timely manner. Obtain scores that can help determine your most valued customers and provide them with the best offers to retain their loyalty. Experian® offers an array of risk-management tools and also has extensive experience managing data breaches.
Verify Applicants and Customers
Prevent fraudulent transactions from occurring by authenticating customer identity with application screening and credit card verification tools. Experian also has applications that authenticate business customers and satisfy regulatory requirements.
Minimize Risk
Receive alerts on derogatory information such as liens, bankruptcy, late payments, charge-offs and changes in public records. By identifying potential risk immediately, you’ll be able to create an account risk management strategy and avert loss. Furthermore, by identifying credit customers who are shopping for credit elsewhere, you can take action quickly to retain their business.
Manage Portfolio Risk
Predictive scoring ensures consistent, reliable decisioning. Custom scoring models not only let you mine your portfolio for revenue opportunities, they speed up application processing, help lessors predict risk and enhance collection strategies by identifying accounts with the greatest recovery potential.