Experian® helps financial institutions stay compliant with key laws
and regulations, including the Dodd-Frank Act, Large Bank Pricing Rule, Basel Accords
II and III, Comprehensive Capital Assessment and Review (CCAR), and Capital Plan Review
(CapPR). Rather than looking at regulatory compliance as simply a required task, we
help clients gain a competitive advantage through implementation of these regulations.
Our team of business consultants evaluates key lending processes, enabling clients
to not only stay compliant but also optimize credit strategies to maximize the value
of their lending portfolios.
Stress testing and capital assessment
With an eye on the Basel Accords and Dodd-Frank Act, Experian has the ability to
parallel the Federal Reserve's stress testing methodology or can design stress tests
that are unique to a specific financial institution. Our experts provide valuable
insights into the likely implications of possible economic stresses within the institution's
Model risk management
By conducting an in-depth review of client risk exposures, business activities
and the complexity and extent of model use, we provide a comprehensive gap analysis
report and best-practice recommendations to meet regulatory compliance.
The Federal Financial Institutions Examination Council (FFIEC) guidelines consulting
review helps clients assess current strategies, workflow design and operational effectiveness
to close the gap between current processes and FFIEC’s expectations.