Tag: credit trends

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Financial health trends in America...

1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...

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Credit union loan performance...

The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...

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Credit is king for vacationers...

Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...

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Insights into the personal loan market...

A recent analysis revealed a 9-point negative shift in the average VantageScore® for personal loan originations from Q3 to Q4 of 2016. Additional insights...

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3 financial services trends for 2017...

Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...

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Subprime credit card limits highest in 5 years — to th...

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

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Men vs. Women: Who Wins the Credit Game?...

It’s the “Battle of the Sexes” credit edition. Who sports higher scores, less debt and more on-time payments? According to Experian’s latest analysis, women...

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Credit card debt reaches highest level since 2009...

Experian data shows consumers are more confident managing their credit since the recession. The Q3 2015 Experian Market Intelligence Brief was released today featuring data...

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“Black” or “red” holiday?...

Using bankcard utilization to forecast holiday spend It’s officially November, and like me, you’ve probably noticed all the holiday promotions in your mailbox and...

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The Experian Market Intelligence Brief: The latest con...

Industry leading consumer credit trend data The complete picture of consumer credit trends from Experian’s database of over 230 million consumers Today we launched The...

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Mortgage originations continue to increase...

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350...

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25% year over year increase in mortgage originations...

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion....

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Study analyzes student loan trends...

Consumer debt for every major consumer lending category has decreased over the past few years, except for student...

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HELOC activity on the rise...

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into...

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4 Business Risks to Navigate when Making Credit Decisi...

Are you sure you are making the best consumer credit decisions? Given the constantly evolving market conditions, it is a challenge to keep informed. In...

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