Tag: credit trends

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To provide consumers with clear-cut protections against disturbance by debt collectors, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM)...

October 14, 2019 by Laura Burrows

It’s been over 10 years since the start of the Great Recession. However, its widespread effects are still felt today. While the country has rebounded in many...

July 22, 2019 by Laura Burrows

What is CECL? CECL (Current Expected Credit Loss) is a new credit loss model, to be leveraged by financial institutions, that estimates the expected...

June 7, 2019 by Laura Burrows

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

June 4, 2019 by Laura Burrows

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

May 17, 2019 by Laura Burrows

2019 is here — with new technology, new regulations and new opportunities on the docket. What does that mean for the financial services space?...

January 14, 2019 by Stefani Wendel

With credit card openings and usage increasing, now is the time to make sure your financial institution is optimizing its credit card portfolio. Here...

August 25, 2018 by Guest Contributor

Millennials have been accused of “killing” a lot of things. From napkins and fabric softener to cable and golf, the generation which makes up...

August 15, 2018 by Stefani Wendel

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

March 1, 2018 by Guest Contributor

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

February 23, 2018 by Guest Contributor

Are you ready to launch a new product to capture the revenue growth opportunities in today’s market? The competition is heating up for new...

February 2, 2018 by Craig Wilson

Our 8th annual State of Credit report shows that consumer credit scores and signs of economic recovery continue on an upward trend, coming close...

February 1, 2018 by Guest Contributor

Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...

December 15, 2017 by Guest Contributor

There’s no shortage of headlines alluding to a student loan crisis. But is there a crisis brewing or is this just a headline grab?...

August 17, 2017 by Guest Contributor

The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...

August 3, 2017 by Guest Contributor

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