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Underserved market...

By: Kari Michel Most lenders use a credit scoring model in their decision process for opening new accounts; however, between 35 and 50 million...

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Red Flags Rule..It’s about referral management...

Well, here we are nearly at the beginning of November and the Red Flags Rule has been with us for nearly two years and...

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Vintage Analysis Recent Findings | The Risk within the...

Recent findings on vintage analysis Source: Experian-Oliver Wyman Market Intelligence Reports Analyzing recent vintage analysis provides insights gleaned from cursory review Analyzing recent trends...

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Solving the Red Flags Rule problem, Part 2...

As I wrote in my previous posting, a key Red Flags Rule challenge facing many institutions is one that manages the number of referrals generated...

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Dispelling credit attribute myths, Part 3...

By: Wendy Greenawalt In the last installment of my three part series dispelling credit attribute myths, we’ll discuss the myth that the lift achieved...

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Dispelling credit attribute myths, Part 2...

By: Wendy Greenawalt In the second installment of my three part series, dispelling credit attribute myths, we will discuss why attributes with similar descriptions...

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Dispelling credit attribute myths, Part 1...

By: Wendy Greenawalt This blog kicks off a three part series exploring some common myths regarding credit attributes. Since Experian has relationships with thousands...

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Collections departments invest in modern technology to...

–by Mike Sutton In today’s collections environment, the challenges of meeting an organization’s financial objectives are more difficult than ever. Case volumes are higher,...

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How Red Flags Rule affects risk managers and complianc...

In my last entry, I talked about the challenges clients face in trying to meet multiple and complex regulatory requirements, such as FACT Act’s...

Read More How Red Flags Rule affects risk managers and compliance officers, Part 2
Prioritze collections process improvement survey resul...

–by Mike Sutton I recently interviewed a number of Experian clients to determine how they believe their organizations and industry peers will prioritize collections...

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How Red Flags Rule affects risk managers and complianc...

While the FACT Act’s Red Flags Rule seems to capture all of the headlines these days, it’s just one of a number of compliance...

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Risk-based authentication….what’s new toda...

In my previous three postings, I’ve covered basic principles that can define a risk-based authentication process, associated value propositions, and some best-practices to consider....

Read More Risk-based authentication….what’s new today or tomorrow? Part 4
Generic fraud score – best practice, Part 2...

By: Kennis Wong In Part 1 of Generic fraud score, we emphasized the importance of a risk-based approach when it comes to fraud detection....

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Lost lead analysis...

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

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Generic fraud score – best practice, Part 1...

By: Kennis Wong In this blog entry, we have repeatedly emphasized the importance of a risk-based approach when it comes to fraud detection. Scoring and...

Read More Generic fraud score – best practice, Part 1