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Commercial real estate risk levels at community banks ...

By: Tom Hannagan While waiting on the compilation of fourth quarter banking industry results, I thought it might be interesting to relate the commercial...

Read More Commercial real estate risk levels at community banks – Part 1
The Fraud Consortium Conundrum, Part II...

My last entry covered the benefits of consortium databases and industry collaboration in general as a proven and technologically feasible method for combating fraud...

Read More The Fraud Consortium Conundrum, Part II
Pricing with competition, Part 2...

By: Amanda Roth Last week, we discussed how pricing with competition is important to ensure sound decision practices are being implemented in the domains of...

Read More Pricing with competition, Part 2
The Fraud Consortium Conundrum...

There was a recent discussion among members of the Anti Fraud experts group on LinkedIn regarding collaboration among financial institutions to combat fraud.  Most...

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Business Intelligence for Collections...

As the economic environment changes on what feels like a daily basis, the importance of having information about consumer credit trends and the future...

Read More Business Intelligence for Collections
Pricing with competition...

By: Amanda Roth Doesn’t that sound strange: Pricing WITH competition?  We are familiar with the sayings of pricing for competition and pricing to be...

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Performance monitoring – One customer’s story, Part 2...

By: Ken Pruett I thought it might be helpful to give an example of a recent performance monitoring engagement to show just how the...

Read More Performance monitoring – One customer’s story, Part 2
Trends in the Automotive Finance Market...

We’ve recently discussed management of risk, collections strategy, credit attributes, and the like for the bank card, telco, and real estate markets. This blog will provide insights...

Read More Trends in the Automotive Finance Market
Risk-adjusted pricing for deposits...

By: Tom Hannagan Apparently my last post on the role of risk management in the pricing of deposit services hit some nerve ends. That’s...

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Measuring data performance...

Meat and potatoes Data are the meat and potatoes of fraud detection.  You can have the brightest and most capable statistical modeling team in...

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Risk reward – The challenge of market entry timing, Pa...

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Read More Risk reward – The challenge of market entry timing, Part 2
Performance monitoring – Getting the most out of your ...

By: Ken Pruett The use of Knowledge Based Authentication (KBA) or out of wallet questions continues to grow. For many companies, this solution is...

Read More Performance monitoring – Getting the most out of your investment, Part 1
The reality of risk-based pricing...

By: Amanda Roth The reality of risk-based pricing is that there is not one “end all be all” way of determining what pricing should...

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Calculating the expected business benefits of improved...

To calculate the expected business benefits of making an improvement to your decisioning strategies, you must first identify and prioritize the key metrics you...

Read More Calculating the expected business benefits of improved decisioning strategies
Risk reward – The challenge of market entry timing, Pa...

I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...

Read More Risk reward – The challenge of market entry timing, Part 1