All posts by Guest Contributor

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Lender plan for handling HELOC end of draw customers...

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

Read More Lender plan for handling HELOC end of draw customers
3 ways to utilize credit reports to generate retail lo...

As net interest margins tighten and commercial real estate concentrations begin to slowly creep back to 2008 levels, financial institutions should consider looking to...

Read More 3 ways to utilize credit reports to generate retail loan growth
Three opportunities for the energy utility market of t...

Soaring in the solar energy utility market By: Mike Horrocks and Rod Everson The summer is a great time of the year – it...

Read More Three opportunities for the energy utility market of the future
Commercial Lending and Risk Management lessons from Br...

By: Mike Horrocks The other day in the American Banker, there was an article titled “Is Loan Growth a Bad Idea Right Now?”, which...

Read More Commercial Lending and Risk Management lessons from British Punk Bands
Building a Generation of Relationship Bankers: One Bra...

By: Kyle Enger, Executive Vice President of Finagraph Small business remains one of the largest and most profitable client segments for banks. They provide...

Read More Building a Generation of Relationship Bankers: One Branch at a Time
Capital adequacy requirements continue to evolve. Are...

By: Linda Haran Complying with complex and evolving capital adequacy regulatory requirements is the new reality for financial service organizations, and it doesn’t seem...

Read More Capital adequacy requirements continue to evolve. Are you prepared?
What is behind the numbers?...

Do you really know where your commercial and small business clients stand financially?  I bet if you ask your commercial lending relationship managers they...

Read More What is behind the numbers?
Five steps to become a trusted advisor...

The follow blog is by Kyle Enger, Executive Vice President of Finagraph With the surge of alternative lenders, competition among banks is stronger than...

Read More Five steps to become a trusted advisor
Experian and Finagraph collaborate to deliver faster l...

By: Mike Horrocks Experian has announced a new agreement with Finagraph, a best-in-class automated financial intelligence tool provider, to provide the banking industry with software...

Read More Experian and Finagraph collaborate to deliver faster lending insights
Solar Financing – The current and future catalyst behi...

By: Scott Rhode This is the third and last of a three-part blog series focused on the residential solar market looking at; 1) the...

Read More Solar Financing – The current and future catalyst behind the booming residential solar market (Part III)
Life as an underbanked kid – and what banks can ...

By: Mike Horrocks I was raised in an underbanked home! I have known this for a long time, but it feels great to say...

Read More Life as an underbanked kid – and what banks can learn from it
Data Insights for Good...

By: Barbara Rivera Every day, 2.5 quintillion bytes of data are created – in fact, 90% of the world’s data was created in only...

Read More Data Insights for Good
After a Breach… Now What?...

The news of the latest breach last week reported that tens of millions of customer and employee records were stolen by a sophisticated hacker...

Read More After a Breach… Now What?
Solar Financing – The current and future catalyst behi...

By: Scott Rhode This is the second of a three-part blog series focused on the residential solar market looking at; 1) the history of...

Read More Solar Financing – The current and future catalyst behind the booming residential solar market (Part II)
Solar Financing — The current and future catalyst behi...

By: Scott Rhode This is the first of a three-part blog series focused on the residential solar market looking at; 1) the history of...

Read More Solar Financing — The current and future catalyst behind the booming residential solar market (Part I)