Posts Tagged ‘ minor fraud ’

How a minor may have a credit report

Dear Experian, I am teaching a class at a local high school about credit fraud. A teacher mentioned to me that her daughter, who is under 12 years of age, has credit according to one of the credit reporting companies. How is this possible? - RDE

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Freezing your children’s credit histories

Dear Experian, I have two young children (both under the age of four). Because I have heard of even young children being the victims of identity theft, I am considering freezing their credit files until they are old enough to have their first credit cards. What is your opinion on this? Is it possible for a parent to freeze the credit of a minor? Would you do this for your own children? - CJT

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What to do when daughter’s SSN is being used to open credit cards

Dear Experian, Someone is using my five-year-old daughter’s Social Security number. They already have two credit cards open under her number. What should I do? - REN

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CPS documents helpful in fraud by mother against child in foster care

Dear Experian, I have received a few inquiries involving debt owed to companies. I am 21 now, and the cases were for bills from 2004 till 2008. I was 14 at the time and in foster care. I am positive it was my mother, and I have letters from the government stating I was in Child Protective Services custody. Is this enough to dispute the charges? - CTC

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Protecting your children from identity theft

Dear Experian, Identity theft is a growing problem for children. Can I put a security freeze on my three-year-old daughter's file even though there most likely is no activity? If this is not possible can I call to see if there is activity under her Social Security number? - MJJ

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Parent using child’s Social Security number

Dear Experian, I believe my daughter’s father is using her Social Security number for electricity, gas, water, phone and credit cards. How do I find out? - CKY

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Son’s SSN may have been used to commit credit fraud

Dear Experian, I'm a little concerned that someone may have used my son's Social Security number to obtain credit. How can I find out for sure? - EAC

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