I am teaching a class at a local high school about credit fraud. A teacher mentioned to me that her daughter, who is under 12 years of age, has credit according to one of the credit reporting companies. How is this possible?
Categories: Report Advice
I have two young children (both under the age of four). Because I have heard of even young children being the victims of identity theft, I am considering freezing their credit files until they are old enough to have their first credit cards. What is your opinion on this? Is it possible for a parent to freeze the credit of a minor? Would you do this for your own children?
Someone is using my five-year-old daughter’s Social Security number. They already have two credit cards open under her number. What should I do?
I have received a few inquiries involving debt owed to companies. I am 21 now, and the cases were for bills from 2004 till 2008. I was 14 at the time and in foster care. I am positive it was my mother, and I have letters from the government stating I was in Child Protective Services custody. Is this enough to dispute the charges?
Identity theft is a growing problem for children. Can I put a security freeze on my three-year-old daughter’s file even though there most likely is no activity? If this is not possible can I call to see if there is activity under her Social Security number?
Categories: Score Advice
I believe my daughter’s father is using her Social Security number for electricity, gas, water, phone and credit cards. How do I find out?
I’m a little concerned that someone may have used my son’s Social Security number to obtain credit. How can I find out for sure?