Subscribe
Ask Experian: Just another WordPress site
Ask Experian
  • About
  • Back to Experian.com
  • Credit ReportsWhat you need to know about this crucial financial document
  • Credit ScoresInformation to help you get the credit scores you need to qualify for the credit you want
  • Fraud and ID TheftInformation to help you prevent, identify and recover from fraud and ID theft
  • Life EventsInformation to help ensure success as you experience important life events.

Posts Tagged ‘ current ’

Account reported as potentially negative after bankruptcy discharged

  • January 16th, 2013
  • Posted in Credit Reports . Featured . Life Events

Dear Experian, I went through Chapter 13 bankruptcy. I paid all that I owed, and my Chapter 13 was discharged in March 2012. I requested an item be deleted since the seven years was up, and my request was denied. They said it was because the account was brought current. How can that be? - GLD[ READ MORE ]

    Recent Posts

    • Collection account payments should never be sent to Experian
    • Bankruptcy will show in your credit report even though it was dismissed
    • Transferred/closed student loan history still affects credit scores
    • Replacing a lost security freeze PIN number

    About Ask Experian


    Welcome to Ask Experian, hosted by Maxine Sweet, Experian's Vice President of Public Education. The blog responses draw on the knowledge of Experian's experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company to answer readers' questions about these and other important topics.

    Have a question?








    Our policies

    The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.

    Popular tags

    authorized user bad debt bankruptcy chapter 7 chapter 13 charge off closing accounts collection collection agency cosigner cosigning credit history credit report content credit score credit scores declination declined credit delinquency dispute dispute process disputing information divorce establishing credit eviction fraud freeze identity theft improving your score inquiries inquiry joint judgment mortgage original delinquency date paid in full paying off debts potentially negative public record repossession revolving accounts score score factors security alert settled transferred

© 2013 Experian Information Solutions, Inc. All rights reserved.   |   Privacy Policy Experian Marketing Services