Balance on credit report is usually what appears on billing statement
Dear Experian, Is there a way to make a credit search show my current balance on a card rather than the balance on the last statement? - REQ
Is it better to pay off one credit card or reduce the balances on two?
Dear Experian, If I am trying to raise my credit score, it is better to pay off one credit card entirely or pay down the balance of two cards without paying off either one? - ECH
Which credit card to start paying first
Dear Experian, Which credit card bill should I pay first? I had a credit card closed by the company because the bank is going bankrupt. On my credit report they list that the account was closed by the consumer, that I have $0 credit available with a balance of $2,568 and an APR of 35.5%. I also have an open credit card with a credit limit of $3,500 and only $80 available (it's maxed out). The APR is 10.99%. - TAS