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Posts Tagged ‘ building credit history ’

Adding new spouse as authorized user can help build credit history

  • February 2nd, 2011
  • Posted in Credit Reports . Life Events

Dear Experian, My wife had no credit history before we were married. I set her up as authorized user for a couple of my frequently used credit cards. Does this help her build up her credit history? - HNA[ READ MORE ]

Secured credit card could help build a positive credit history

  • October 13th, 2010
  • Posted in Credit Reports

Dear Experian, Will a secured credit card establish and built a credit score for my 19-year-old son? - WND[ READ MORE ]

Being a cosigner can help build your credit

  • December 10th, 2009
  • Posted in Credit Reports

Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in purchasing a new vehicle and a family member has offered to cosign. However, we've been offered zero percent interest because of her excellent credit but only if she's the primary and I cosign. If we do this and I am the one who makes the payments monthly, will me being the cosigner give a positive effect and establish my credit? - SSL[ READ MORE ]

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    Welcome to Ask Experian, hosted by Maxine Sweet, Experian's Vice President of Public Education. The blog responses draw on the knowledge of Experian's experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company to answer readers' questions about these and other important topics.

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