Experian’s Credit Games – Skills Sprint (Part 1 of 3)

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

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Infographic: How to Read an Experian Credit Report

May 5, 2015

For many, understanding how to read and digest the information a credit report contains is key to unlocking the mysteries that the world of credit holds. Maybe you’re already...

Credit Report is Mixed with a Family Member’s

May 4, 2015

Dear Experian, It appears that my credit report is being mixed with my cousin’s. I have requested a copy of the report by mail, but received a letter that the...

How to Report Identity Theft and a Fraudulent Tax Return

May 3, 2015

Dear Experian, Someone tried to file an income tax return using our names and Social Security numbers, so I need to report identity theft to Experian. How do I...

Does Getting Declined Affect Your Credit

April 27, 2015

Dear Experian, I have requested a credit line increase from my credit card company three times, and have been declined each time. Does this affect my credit history? - GSR

The Effect of Delinquencies During a Short Sale

April 24, 2015

Dear Experian, Will it have more of an impact on my credit report if I stop making my mortgage payments and become 90 days or more delinquent during a short...

What are the Different Credit Scoring Ranges?

April 23, 2015

Understanding the FICO® Score Ranges Your FICO Score powered by Experian data can range from 300 to 850 and can influence what credit is available to you, how much...

11 Credit Myths: Don’t Fall for ‘Em

April 16, 2015

Forget everything you’ve heard about credit. Well, maybe not everything. “Living within your means” is always important, but you should be willing to rethink what you know. Because when...

Using Credit Cards to Establish Your Credit History

April 11, 2015

Dear Experian, I have been approved for two credit cards with two different limits and interest rates. One offers cash back rewards. I am trying to build my credit....

Video: What Is a Revolving Credit Account?

April 10, 2015

Revolving credit accounts: a common credit term you’ll want to be familiar (hint: you probably have at least one account that’s revolving). We’ll explain the two types of credit...

Video: When Should I Ask For a Higher Credit Limit?

April 10, 2015

Asking for an increase in your credit limit can feel like playing the lottery. But the answer is a simple one. You’ll want to ask for the increase at...

Video: What Is Credit Usage?

April 10, 2015

Credit usage is a term you’ll hear mentioned as a part of many credit scoring models. Since it’s often an important factor that lenders consider when evaluating the extension...

Video: How Do I Dispute a Late Payment on a Credit Report?

April 10, 2015

You checked your credit report, but there’s a payment showing as late that know was made on time. Need to dispute some information that just doesn’t look quite right?...