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7 Things You Need to Know Before Freezing Your Credit

Thinking about freezing your credit? Find out the seven things you should consider before taking any action.

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Infographic: Key Components of a FICO® Score: New Credit (4 of 4)

March 25, 2016

Many people know that a credit score doesn’t just look at one type of information to calculate your creditworthiness. What goes into a FICO® Score? It’s a very specific set...

Audio: Personal Tax Checklist

March 24, 2016

With the end of tax time looming large, you might be feeling some pressure to drive things forward and complete your preparations for tax filing. What should you think...

Audio: Spring Cleaning Your Credit Habits in 8 Steps

March 23, 2016

If your good credit habits have slipped during the long winter, don’t miss out on your final weeks to spring-clean your credit habits before summer fun takes its toll...

Does Income Affect Credit Scores

March 22, 2016

Income is not part of a credit report and is not considered by credit scoring systems. Lenders are interested in your credit history and your responsibility in repaying your...

Potential Signs of Fraud at Tax Time

March 22, 2016

Whether you were an early bird this year and filed as soon as you were able, or you’ll make an eleventh hour dash for the post office, getting your...

What raises a credit score faster, a secured card or a regular credit card?

March 22, 2016

Both will help establish credit.  An unsecured card may help a little bit more. However, a secured account will help you build a credit history if you don’t already...

How do you get charge offs off your credit report?

March 22, 2016

It takes time for charge offs to be removed from your credit report. The charged off account will remain on the credit report for seven years from the original...

Any tips on the fastest way to raise your score when you can’t afford to pay off your credit cards?

March 22, 2016

If you can’t pay your credit cards off in full, you may want to start reducing your debt by paying more than the minimum balance on one specific card. ...

When you dispute online, is it being seen by a person by a person or a computer database?

March 22, 2016

When you dispute an account online, you go to www.experian.com/dispute and work directly though Experian’s dispute system, which eliminates the need for a representative to manually enter your dispute. ...

Audio: Experian Etc. with Mandi Woodruff

March 21, 2016

If you’ve ever felt like some (or most, or all) of a financial conversation just doesn’t relate to problems that you’re having, you’re not alone – finance and financial...

Strengthen Your Credit Skills – What Can You Do?

March 21, 2016

Like just about anything else in life, your credit isn’t something you were born knowing about. But just as with other skills you’ve acquired along the way, it’s something...

Infographic: Key Components of a FICO® Score: Length of Credit History (3 of 4)

March 18, 2016

They say that practice makes perfect. It’s true that the repetition of a good behavior can help you achieve the result you want. Your credit history helps tell a...

Audio: ID Theft & Tax Survey Results

March 17, 2016

For identity thieves, tax time is a time like no other, where the opportunities are almost too plentiful to take advantage of. How can you do more to make...

Getting House-Ready with the Daily Bumps

March 16, 2016

Popular vloggers the Daily Bumps join to tell a bit of the next chapter of their story, and how leveling up your house game is a goal that can...

Learning the Basics: Adding in Credit with the Reality Changers

March 16, 2016

Jorge from Reality Changers joins to share how he discovered the power of credit, and got comfortable with credit with college days behind him. See more of his family...

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