Making the world a better place

The Inclusion Forward – Experian Empowering Opportunities™ initiative is our commitment to providing data, resources and support to businesses and financial institutions in helping consumers improve their financial well-being.

The dream of owning a home or starting a business can seem out of reach for millions in vulnerable populations. Financial inclusion requires us all to find and facilitate solutions. Through Inclusion Forward™, we’re leveraging our data, analytics and technology to help clients expand financial opportunities for their consumers and remove barriers to obtaining credit, thus helping consumers achieve their financial goals.

$255 billion

Paid on interest and fees for everyday financial services by vulnerable and financially coping households

Source: Financial Health Network, 2021 FinHealth Spend Report

30 percent

Black business owners whose access to credit is their largest challenge in the next 12 months

Source: Federal Reserve, 2021 Small Business Credit Survey

Equity, accelerated

We empower clients and consumers through our products that help improve financial health. Explore the products we deliver directly to consumers and learn more about our offerings across client sectors.

Husband and wife shaking hands with a business man

Putting our data to work

Through our Inclusion Forward™ initiative, we help our clients and communities use powerful tools to remove barriers to credit access and improve financial health. Some of those resources include:

  • Experian Go™ is a free program for those looking to establish and build credit for the first time.
  • Experian Boost™ helps consumers use positive payments on utility, telecom and video streaming service bills to potentially improve their credit scores and gain access to more than $1.7 billion in credit.
  • Lift Premium™ offers an advanced credit score that aggregates proprietary data resources for expanded lending opportunities and improved predictive accuracy.
  • Clarity Credit Data delivers insights into loan activity through alternative financial services providers that aren’t available on the traditional file.


Inclusion Forward in action

Working with our clients and partners to accelerate financial inclusion in the communities they serve.

Partnering with Inclusiv to Support CDFIs

We teamed up with Inclusiv Network, one of the leading CDFI associations in the country totaling more than 450 credit union members, to promote financial inclusion to Hispanic/Latino consumers and underserved communities. A key component of this collaboration includes providing resources, including educational webinars and market insights, to help credit unions enhance their outreach to marginalized communities.

Logo of our Inclusion Forward partner, Inclusiv

A collaborative effort

See how we’re using our data and analytics to reach a broad group of clients and consumers in marginalized communities and advance their financial health journeys.

Follow our diversity, equity and inclusion journey

Acompáñanos en nuestro viaje de diversidad, equidad e inclusión

Siga nossa jornada de diversidade, equidade e inclusão