Tag: underbanked

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Underbanked population continues to grow...

The dramatic transformation of the financial services industry requires new advances and innovation in credit strategies to respond to the growing number of underbanked...

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Renters Now Have the Opportunity to Establish or Rebui...

By: Kari Michel In January, Experian announced the inclusion of positive rental data from its RentBureau division into the traditional credit file. This is great...

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Are “fallen angels” a key to economic grow...

As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...

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Despite economic doom and gloom, 60 million creditwort...

By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...

Read More Despite economic doom and gloom, 60 million creditworthy borrowers exist
Risk reward – The challenge of market entry timing, Pa...

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Read More Risk reward – The challenge of market entry timing, Part 2
Risk reward – The challenge of market entry timing, Pa...

I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...

Read More Risk reward – The challenge of market entry timing, Part 1
Underserved market...

By: Kari Michel Most lenders use a credit scoring model in their decision process for opening new accounts; however, between 35 and 50 million...

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