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According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial...

January 12, 2014 by admin

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.... January 7, 2014 by admin

According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8...

December 23, 2013 by admin

According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest...

December 15, 2013 by admin

Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to...

December 7, 2013 by admin

Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According...

December 4, 2013 by admin

The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency...

November 17, 2013 by admin

Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over...

November 9, 2013 by admin

Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product...

November 2, 2013 by admin

Personalized credit education can have a measurable impact on a person’s credit score. Consumers who used a personalized consumer credit-education service that offers one-on-one...

October 27, 2013 by admin

The growing cost and number of data breaches has spurred more interest in cyber insurance. While companies often increase investments in technology and training...

October 26, 2013 by admin

The latest quarterly credit trends analysis by Experian shows that mortgage originations increased by 10 percent over one year ago. More importantly, the data...

October 25, 2013 by admin

According to a recent Experian analysis of Q2 2013 bankcard trends, bankcard origination volumes increased 21% year-over-year equating to a $12 billion increase in...

October 6, 2013 by admin

According to data from Experian's IntelliViewSM, Iowa residents carry the lowest average credit card balance per consumer in the U.S. with an average balance...

September 29, 2013 by admin

According to Experian’s latest State of the Automotive Finance Market report, a record 84.5% of consumers who acquired a new vehicle in Q2 2013...

September 22, 2013 by admin