The most debt-free states

According to data from Experian’s IntelliView^SM, Iowa residents carry the lowest average credit card balance per consumer in the U.S. with an average balance of $2,904, as of the second quarter of 2013. On the other end of the spectrum, the state with the highest average credit card balance is Alaska, where residents carry an average credit card balance of $4,706. New Jersey citizens are close behind with an average balance of $4,523.

The states with the lowest average credit card balance include:

1. Iowa ($2,904)
2. North Dakota ($2,971)
3. Utah ($3,014)
4. South Dakota ($3,168)
5. Wisconsin ($3,204)
6. Idaho ($3,225)
7. Nebraska ($3,326)
8. Montana ($3,408)
9. West Virginia ($3,411)
10. Kentucky ($3,424)

Data for this article was sourced from IntelliView, a Web-based data query, analysis and reporting tool.

Source: The Most Debt-Free States in America