Despite the improving real-estate market, financial institutions are concerned about lending to consumers who have pursued strategic defaults. In a recent VantageScore Solutions survey,...
After increasing for the first time in nearly two years, the 30 and 60 days past due (DPD) mortgage delinquencies as a percentage of...
In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A...
With the news from the Federal Reserve that joblessness is not declining, and in fact is growing, a number of consumers are going to...
By: Staci Baker With the increase in consumer behaviors such as ‘strategic default’, it has become increasingly difficult during the past few years for...
By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...
In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...
By: Tracy Bremmer There has been a lot of hype these days about people strategically defaulting on their mortgage loans. In other words, a...