Tag: HELOC

In financial crime, fraudsters are always looking for new avenues to exploit. The mortgage industry has traditionally been a primary target for fraudsters. But...

September 27, 2023 by Alex Lvoff

In recent blog posts, we’ve discussed growing in a down market and getting ahead with a proactive outreach and engagement strategy. In this article,...

December 22, 2022 by Susan Allen

“Experian is transforming our business from a traditional credit bureau to a true technology and software provider,” said Craig Boundy, CEO of Experian, North...

May 6, 2019 by Stefani Wendel

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

August 18, 2016 by Guest Contributor

Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...

August 16, 2016 by Sacha Ricarte

HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market...

May 19, 2016 by Guest Contributor

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

February 10, 2016 by Shelly Miller

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

February 4, 2016 by Carrie Janot

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to...

June 4, 2015 by Carrie Janot

End-of-Draw approaching for many HELOCs Home equity lines of credit (HELOCs) originated during the U.S. housing boom period of 2006 – 2008 will soon...

March 25, 2015 by Shelly Miller

HELOC originations grew 27 percent year over year in Q2...

September 26, 2014 by Traci Krepper

The latest quarterly credit trends analysis by Experian shows that mortgage originations increased by 10 percent over one year ago. More importantly, the data...

October 25, 2013 by admin

While the overall average VantageScore® for consumers in Q4 2012 was 748, the average score can vary greatly by specific loan product. For example,...

March 31, 2013 by admin

During Q2 of 2012, home equity line of credit (HELOC) delinquency rates were the lowest in recent years. The delinquency rate fell below 1...

October 26, 2012 by admin

With the raising of the U.S. debt ceiling and its recent ramifications consuming the headlines over the past month, I began to wonder what...

August 23, 2011 by Alan Ikemura