Not All Synthetic ID fraud Is the Same

by Guest Contributor 1 min read June 18, 2018

Many instant photos of people's headshots

Although it’s hard to imagine, some synthetic identities are being used for purposes other than fraud. Here are 3 types of common synthetic identities and why they’re created:

Bad — To circumvent lag times and delays in establishing a legitimate identity and data footprint.

Worse — To “repair” credit, hoping to start again with a higher credit rating under a new, assumed identity.

Worst — To commit fraud by opening various accounts with no intention of paying those debts or service fees.
While all these synthetic identity types are detrimental to the ecosystem shared by consumers, institutions and service providers, they should be separated by type — guiding appropriate treatment. Learn more in our new white paper produced with Whitepages Pro, Fighting synthetic identity theft: getting beyond Social Security numbers.

Download now>

Related Posts

Building Financial Opportunity Through Purpose-Driven Partnership

Discover how the National Urban League and Experian partner to expand financial literacy and create economic opportunity.

August 6, 2026 by Scarlet Nickel
2026 U.S. Identity and Fraud Report 

Explore key findings and insights from our newly released 2026 U.S. Identity and Fraud Report. Read more now!

August 5, 2026 by Laura Burrows
How ChexSystems Strengthened Consumer Fraud Monitoring with Experian

Learn how ChexSystems and Experian help financial institutions strengthen consumer fraud monitoring and build customer trust.

August 4, 2026 by Scarlet Nickel

Subscribe to our Newsletter

Enter your name and email for the latest updates.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Subscribe to our Newsletter

Don't miss out on the latest industry trends and insights!
Subscribe