According to the latest State of the Automotive Finance Market report, a record 55.5% of all used vehicles were financed in Q2 2015, compared to 53.8% the previous year.

If Commerce is a conversation between a merchant and a consumer then it has become contorted and clustered around payments and point of sale.

Auto lending success: Issues within auto lending are unique to other financial services ecosystems. The challenge for many lenders is to…