Mortgage Trends

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Millennials and homeownership...

Millennials are coming of age and experiencing big life moments — college graduation, their first job, getting married and moving out. But what about...

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Lender plan for handling HELOC end of draw customers...

As regulators continue to warn financial institutions of the looming risk posed by HELOCs reaching end of draw, many bankers are asking: Why should I be concerned? What are...

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HELOC end-of-draw period peaking for lenders – n...

Ten years after homeowners took advantage of a thriving real-estate market to borrow against their homes, many are falling behind on payments, potentially leaving...

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Boomerang Buyers: Opportunity to build market share or...

Time heals countless things, including credit scores. Many of the seven million people who saw their VantageScores drop to sub-prime levels after suffering a...

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Homebuying and credit education...

A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...

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Easing borrower and lender stress during the home-buyi...

More home buyers and sellers tend to enter the market in the warmer months, making spring and summer a busy season for mortgage brokers...

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HELOC originations still going strong...

HELOC originations continued to benefit from the real-estate recovery and consumer desire to tap into available equity. According to the latest Experian–Oliver Wyman Market...

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Day 2, Vision 2016: A Forecast on the Economy and Indu...

James W. Paulsen, Chief Investment Strategist for Wells Capital Management, kicked off the second day of Experian’s Vision 2016, sharing his perspective on the...

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Day 1, Vision 2016: Top 10 Takeaways...

It’s impossible to capture all of the insights and learnings of 36 breakout sessions and several keynote addresses in one post, but let’s summarize...

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Future home buyers concerned about their credit...

According to a national survey, many future home buyers do not feel confident about their current credit score status. In fact, 34% of future...

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Proactively manage HELOC end of draw risk...

Over the next several years, the large number of home equity lines of credit (also known as HELOCs) originated during the boom period of...

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HELOC originations warm up...

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

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Electronic Signatures and layered authentication...

Electronic signatures and their emerging presence in our Internet-connected world I had the opportunity to represent Experian at the eSignRecords 2015 conference in New...

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The Importance of Restructuring HELOCs before End-of-D...

End-of-Draw approaching for many HELOCs Home equity lines of credit (HELOCs) originated during the U.S. housing boom period of 2006 – 2008 will soon...

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Solar Financing – The current and future catalyst behi...

By: Scott Rhode This is the third and last of a three-part blog series focused on the residential solar market looking at; 1) the...

Read More Solar Financing – The current and future catalyst behind the booming residential solar market (Part III)