Models & Scores
Retailers are already starting to display their Christmas decorations in stores and it’s only early November. Some might think they are putting the cart...
Retail banking leaders in a variety of industries (including risk management, credit, information technology and other departments) want to incorporate more data into their...
The future is, factually speaking, uncertain. We don’t know if we’ll find a cure for cancer, the economic outlook, if we’ll be living in...
In today’s age of digital transformation, consumers have easy access to a variety of innovative financial products and services. From lending to payments to...
Experian Boost provides a unique opportunity to help dealers build loyalty while helping consumers....
Many companies rely on attributes for decisioning but lack the resources needed to invest in developing, managing, and updating the attributes themselves. Experian is...
Today is National Fintech Day – a day that recognizes the ever-important role that fintech companies play in revolutionizing the customer experience and altering...
The fact that the last recession started right as smartphones were introduced to the world gives some perspective into how technology has changed over...
Today, Experian and Oliver Wyman announced the launch of Ascend CECL ForecasterTM, a solution built to help financial institutions of all sizes more quickly...
Consumer behavior is constantly evolving — from the channels they prefer to the economic trends spurring varying interest and activity. It’s no surprise that...
Alex Lintner, Group President at Experian, recently had the chance to sit down with Peter Renton, creator of the Lend Academy Podcast, to discuss...
Once you have kids, your bank accounts will never be the same. From child care to college, American parents spend, on average, over $233,000...
Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...
Many may think of digital transformation in the financial services industry as something like emailing a PDF of a bank statement instead of printing...
The universe has been used as a metaphor for many things – vast, wide, intangible – much like the credit universe. However, while the...