All skip tracing data is the same, right? Not exactly. While there are many sources of consumer contact data available to debt collectors, the...
By: Teri Tassara In my last post, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. Credit...
By: Teri Tassara As building blocks to any predictive model development, it goes without saying that the better the predictive variables, also known as...
It comes as no surprise to anyone that cell phone usage continues to rise, while at the same time the usage of wire lines,...
Contributed by: David Daukus As the economy recovers from the recession, consumers are becoming more responsible with their credit card usage; credit card debts...
I'm here in Vegas at the Mobile2020 conference and I am fascinated by my room key. This is not the usual “insert in to...
By: Kyle Aiman Let’s face it, debt collectors often get a bad rap. Sure, some of it is deserved, but the majority of the...
By: Kyle Aiman For more than 20 years, creditors have been using scores in their lending operations. They use risk models such as the...
By: Uzma Aziz They say, “a bird in the hand is better than two in the bush” …and the same can be said about customers...
By: Stacy Schulman Earlier this week the CFPB announced a final rule addressing its role in supervising certain credit reporting agencies, including Experian and others...
Previously, we looked at the various ways a dual score strategy could help you focus in on an appropriate lending population. Find your mail-to...
One of the most successful best practices for improving agency performance is the use of scorecards for assessing and rank ordering performance of agencies...
Organizations approach agency management from three perspectives: (1) the need to audit vendors to ensure that they are meeting contractual, financial and legal compliance...
TRMA’s recent Summer 2011 Conference in San Francisco was another great, insightful event. Experian’s own Greg Carmean gave a presentation regarding the issues involved...
Like their utility counterparts, communications providers routinely participate in federally subsidized assistance programs that discount installation or monthly service for qualified low-income customers. But,...