Financial Services
When I wrote about Host Card Emulationback in March, it provoked much debate around whether this capability will die on the cutting floor or...
In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...
By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....
TL;DRRead within as to how Touch ID is made possible via ARM’s TrustZone/TEE, and why this matters in the context of the coming Apple’s...
By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...
Isis has had a slew of announcements – about an impending national rollout and further assertion by both Amex and Chase of their intent...
The desire to return to portfolio growth is a clear trend in mature credit markets, such as the US and Canada. Historically, credit unions...
There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....
Contact information such as phone numbers and addresses are fundamental to being able to reach a debtor, but knowing when to reach out to...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...
As we prepare to attend next week’s FS-ISAC & BITS Summit we know that the financial services industry is abuzz about massive losses from the...
This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring SE – and the lack of...
Big news , with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and...
Last January, I published an article in the Credit Union Journal covering the trend among banks to return to portfolio growth. Over the year,...
Each year, more than $1 billion is stolen from accounts at small and mid-sized banks across the U.S. and Europe. Unless the nature of...