Financial Services

Loading...
Tell me more about address discrepancies...

Address discrepancies aren't the end of the road, but they sure can be a bump in it. One of the handful of mandatory elements...

Read More Tell me more about address discrepancies
Bank lending, credit risk and profit results for 2008 ...

By: Tom Hannagan Part 2 In my last post, I started my review of the Uniform Bank Performance Reports for the two largest financial...

Read More Bank lending, credit risk and profit results for 2008 – part 2
Bank lending, credit risk and profit results for 2008...

By: Tom Hannagan Part 1 It may be quite useful to compare your financial institution’s portfolio risk management process or your investment plans , to the...

Read More Bank lending, credit risk and profit results for 2008
Detecting Red Flags...

At which stage of the application process does the Red Flags Rule apply? The Red Flag Rule would apply whenever you detect a Red...

Read More Detecting Red Flags
Responding to Red Flags...

What to do when you see a Red Flag. Your Identity Theft Prevention Program should include appropriate responses when you detect a Red Flag....

Read More Responding to Red Flags
The business risk of Troubled Asset Relief Program par...

By: Tom Hannagan Part 1 Beyond the risk management considerations related to a bank’s capital position, which is directly impacted by Troubled Asset Relief...

Read More The business risk of Troubled Asset Relief Program participation
Heeding the early warning...

We have been hearing quite a bit about the ponzi scheme that was created and managed by Bernie Madoff.  Almost $50 billion dollars was...

Read More Heeding the early warning
Identity Theft Red Flags Rule – frequently asked...

How do I know which Red Flags apply to me? The Red Flag guidelinesthat will apply to you depend on a number of factors...

Read More Identity Theft Red Flags Rule – frequently asked question
Market risk vs. credit risk...

The difference between market risk and credit risk By: Tom Hannagan Market risk is different than credit risk. The bank’s assets are mostly invested...

Read More Market risk vs. credit risk
Back to the basics … what is risk?...

By: Tom Hannagan In my past postings, we’ve discussed financial risk management, the role of risk-based capital, measuring profitability based on risk characteristics and...

Read More Back to the basics … what is risk?
Another Red Flags Rule did you know?...

During a recent real-time survey of 850 representatives of the financial services industry: only 36 percent said that they completely understood the new Identity...

Read More Another Red Flags Rule did you know?
Risk adjusted loan pricing – the upside Part 3...

By: Tom Hannagan Part 3 This post continues my discussion of the reasons for going through the time and trouble to analyze risk-based pricing...

Read More Risk adjusted loan pricing – the upside Part 3
Risk management lessons learned from 2008...

This post is a feature from my colleague and guest blogger, Stephanie Butler, manager of Process Architects in Advisory Services at Baker Hill, a...

Read More Risk management lessons learned from 2008
Best practices for trying times...

Part 2 My colleague, Prince Varma, Senior Client Partner — Portfolio Growth and Client Management, shares his advice on the best practices for portfolio risk...

Read More Best practices for trying times
Risk adjusted loan pricing — the upside Part 2...

By: Tom Hannagan Part 2 This post continues my discussion of the reasons for going through the time and trouble to analyze risk-based pricing...

Read More Risk adjusted loan pricing — the upside Part 2