Industries

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A Unique Approach to Reject Inference Design...

You’ve been tasked with developing a new model or enhancing an existing one, but the available data doesn’t include performance across the entire population...

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The questions card portfolios should address in the po...

Early reports suggest the 2017 holiday season was a good one for retailers. Consumers were in the mood to spend, and as such, Americans’...

Read More The questions card portfolios should address in the post-holiday months
Senate Reg-Relief Package Includes Important Credit Re...

The U.S. Senate Banking Committee passed a financial regulatory relief bill (S. 2155) in December 2017 aimed at reducing regulatory burdens on community banks,...

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New study shows U.S. consumers in a state of good heal...

The nation’s economic recovery is continuing in a positive upward trend with consumer credit scores coming exceptionally close to pre-recession numbers—the healthiest in a...

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How collectors can anticipate who will use tax refunds...

As soon as the holiday decorations are packed away and Americans reign in the New Year, the advertisements shift to two of our favorite...

Read More How collectors can anticipate who will use tax refunds to pay down debt
Use of Swap Sets to Measure Impact of Model Changes...

You just finished redeveloping an existing scorecard, and now it’s time to replace the old with the new. If not properly planned, switching from...

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Free mobile solution now available to mitigate against...

Based on statistics from Cox Automotive, Fortune.com estimated one million cars were damaged by Hurricane Harvey, Irma, and Maria. A story on Fox News predicted...

Read More Free mobile solution now available to mitigate against flood damaged vehicles
It’s a “prime” time to buy a car...

When gearing up to buy a car, having a checklist of things to look for is important. Happily, it looks like consumers have added...

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Expert offers insights on trends and opportunities in ...

Student loan debt is weighing down Americans of all generations, but a college education is still prized as the ticket to opportunity. So will...

Read More Expert offers insights on trends and opportunities in student lending space
The latest automotive loan trends...

Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...

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How Day 1 Certainty improves the mortgage journey...

  The journey to a mortgage is complex and expensive, so of course the transaction will require more than a few swipes on a...

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Demystifying alternative data...

Alternative Data Shedding New Light on Consumers Why Investors Want Alternative Data Banks and Tech Firms Battle Over Something Akin to Gold: Your Data...

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Debt collections = opportunity to enhance customer rel...

It’s no secret. Consumers engage and interact with brands through a variety of channels, including email, direct mail, websites and mobile. And since most...

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Shining a light on synthetic identity fraud...

Experian on the State of Identity podcast In today’s environment, any conversation on the identity management industry needs to include some mention of synthetic...

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Digging deeper to understand complex consumer credit b...

The credit card marketplace is a crowded and complex landscape. Recent research by Experian shows the average U.S. consumer has 3.1 credit cards and...

Read More Digging deeper to understand complex consumer credit behavior