Get your free credit report & FICO® Score*
- 90% of top lenders use FICO® Scores.
- Monitor your Experian credit report and score.
- Instantly increase your credit scoresø with Experian Boost®.
No credit card required
Checking your own credit will NOT lower your Score
Understand your credit by checking your Experian credit report and FICO® Score
Credit report and FICO® Score
Stay up to date with access to your latest Experian credit report and FICO® Score daily on sign in.
Credit monitoring and alerts
Monitoring of your Experian credit report with alert notifications when key changes occur. Credit monitoring can help you detect possible identity fraud sooner and prevent surprises when you apply for credit.
Credit score factors
View positive and negative factors that impact your FICO® Score. Knowing these factors can help you address issues you may have with your credit.
Additional features
Raise your credit scores instantlyø
Get credit for your phone and utility bills by adding positive payments to your Experian credit file. Other services such as credit repair may cost you thousands of dollars and only help remove inaccuracies from your credit report.
No Ding Decline
Get personalized credit card offers based on your FICO® Score and choose the ones best matched for you. Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.⊛