Our best credit cards for groceries

Our best credit cards for groceries
  • Get matched to credit cards with up to 6% back at supermarkets⍉
  • See credit cards with no annual fee that get up to 3% back at supermarkets
  • Cards labeled "No Ding Decline" won’t hurt your credit scores if you are not approved⊛
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Here are some of our top picks

6 partner offers

American Express® Gold Card logo.(570 reviews)

American Express® Gold Card

Intro bonus:

You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Ongoing APR:

See Pay Over Time APR

Rewards:

1x-4x (Points per dollar)

Annual Fee:

$325

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

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Terms Apply

Rates and fees
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.

  • Intro bonus offer

  • No foreign transaction fees

  • Generous rewards rate in certain categories

  • High annual fee

  • Travel reward redemption can be limiting

Blue Cash Preferred® Card from American Express logo.(317 reviews)

Blue Cash Preferred® Card from American Express

Intro bonus:

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Intro APR:

0% on Purchases and Balance Transfers for 12 months

Ongoing APR:

20.24%-29.24% Variable

Rewards:

1%-6% (cash back)

Annual Fee:

$0 intro annual fee for the first year, then $95.

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.

Terms Apply

Rates and fees
  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

  • High rewards rate at U.S. supermarkets and on select U.S. streaming subscriptions

  • Bonus offer for new cardholders

  • Intro APR for new cardholders

  • High APR

  • Some merchants do not accept American Express

  • Annual fee after the first year

Capital One Savor Cash Rewards for Good Credit logo.(1324 reviews)

Capital One Savor Cash Rewards for Good Credit

Ongoing APR:

29.74% (Variable)

Rewards:

1%-8% (cash back)

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-739 (Good)

Don’t know your FICO® Score? Get it for free.
Rates and fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability for unauthorized charges

  • High cash back reward on dining and entertainment as well as hotels and rental cars booked through Capital One Travel

  • No annual fee

  • APR is on the higher end

  • Low base rewards rate

Blue Cash Everyday® Card from American Express logo.(2053 reviews)

Blue Cash Everyday® Card from American Express

Intro bonus:

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Intro APR:

0% on Purchases and Balance Transfers for 15 months

Ongoing APR:

20.24%-29.24% Variable

Rewards:

1%-3% (cash back)

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.

Terms Apply

Rates and fees
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
  • Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
  • Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
  • Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

  • High rewards rate at U.S. supermarkets and gas stations and on U.S. online retail purchases

  • No annual fee

  • Bonus offer for new cardholders

  • Intro APR for new cardholders

  • Foreign transaction fees

  • Some merchants do not accept American Express

  • Requires good to excellent credit

Citi Strata Premier® Card logo.(41 reviews)

Citi Strata Premier® Card

Intro bonus:

Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Ongoing APR:

20.24% - 28.24% (Variable)

Rewards:

1x-10x (Points per dollar)

Annual Fee:

$95

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.
Rates and fees
  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

  • Excellent rewards on everyday spending categories and travel

  • Points are transferable to airline partners

  • Offers an annual hotel savings benefit

  • Generous intro bonus

  • Charges an annual fee

  • Above average APR range

  • Points transfer options can be limited

Citi Double Cash® Card logo.(1429 reviews)

Citi Double Cash® Card

Intro APR:

0% for 18 months on Balance Transfers

Ongoing APR:

18.24% - 28.24% (Variable)

Rewards:

2% (cash back)

Annual Fee:

$0

ApplyView details

Recommended FICO® ScoreΘ

670-850 (Good - Excellent)

Don’t know your FICO® Score? Get it for free.
Rates and fees
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

  • No annual fee

  • Intro APR on balance transfers for new cardholders

  • Straightforward rewards structure

  • Foreign transaction fees

  • 0% Intro APR offer does not apply to new purchases