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Why Credit Risk, Fraud, and Compliance Are Converging — and Why It Matters for Your Risk Strategy

Published: February 20, 2025 by Julie Lee

The days of managing credit risk, fraud prevention, and compliance in silos are over. As fraud threats evolve, regulatory scrutiny increases, and economic uncertainty persists, businesses need a more unified risk strategy to stay ahead.

Our latest e-book, Navigating the intersection of credit, fraud, and compliance, explores why 94% of forward-looking companies expect credit, fraud, and compliance to converge within the next three years — and what that means for your business.1 Key insights include:

  • The line between fraud and credit risk is blurring. Many organizations classify first-party fraud losses as credit losses, distorting the true risk picture.
  • Fear of fraud is costing businesses growth. 68% of organizations say they’re denying too many good customers due to fraud concerns.
  • A unified approach is the future. Integrating risk decisioning across credit, fraud, and compliance leads to stronger fraud detection, smarter credit risk assessments, and improved compliance.

Read the full e-book to explore how an integrated risk approach can protect your business and fuel growth.

1Research conducted by InsightAvenue on behalf of Experian

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