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Cybersecurity basics include having a well-defined data breach response plan process that should never be overlooked.
As the world celebrates International Women's Day on March 8, we want to shine a light on a few of the female leaders who shape, inspire and grow Experian.
Current debt collection process is outdated. The process is driven by the measurement of delinquency and loss and doesn't consider the customer.
As the world celebrates International Women's Day on March 8, we want to shine a light on a few of the female leaders who shape, inspire and grow Experian.
Kathleen Peters, SVP of Product Management for Global Fraud and Identity, and recently included in the Top 100 influencers in Identity.
As the world celebrates International Women's Day on March 8, we want to shine a light on a few of the female leaders who shape, inspire and grow Experian.
The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly $73 year-over-year. When analyzing single-store credit card debt by state in 2017, we found these states had the highest retail debt
Change has certainly changed the consumer, and everyone seems to recognize this but collections professionals. See how digital collections is catching up and getting results.
Experian introduces new trended attributes to help lenders better serve consumers across the credit life cycle
Consumer disputes aren’t going away, but understanding the reported data and metrics behind disputes can help data furnishers minimize them and improve processes.
Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance in over a decade. And while the delinquency rate increased slightly to 2.26%, it is significantly lower than the 4.73% delinquency rate in 2008 when outstanding balances were $737 billion.
There are more than 220 million credit-active consumers. Hear from a data expert on ways analysts can explore these files and dig into big data with ease.
Trended attributes can provide significant lift in the development of segmentation strategies and custom models are used effectively across the life cycle.
Most C-level executives (87%) believe data has greatly disrupted their organization’s operations over the past 12 months.
Online activities among consumers reflect the increased adoption of digital commerce. In fact, recent findings from our 2018 Global Fraud and Identity Report show the top activity on mobile devices is online shopping, followed closely by personal banking.