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— by Jeff Bernstein So, here I am with my first contribution to Experian Decision Analytics’ collections blog, and what I am discussing has...

July 13, 2009 by Jeff Bernstein

By: Tom Hannagan Some articles that I’ve come across recently have puzzled me. In those articles, authors use the terms “monetary base” and “money...

June 30, 2009 by Guest Contributor

In recent months, the topics of stress-testing and loss forecasting have been at the forefront of the international media and, more importantly, at the...

June 30, 2009 by Kelly Kent

By: Kari Michel Are you using scores to make new applicant decisions? Scoring models need to be monitored regularly to ensure a sound and successful...

June 30, 2009 by Guest Contributor

By: Tracy Bremmer It’s not really all about the credit score. Now don’t get me wrong, a credit score is a very important tool...

June 21, 2009 by Guest Contributor

— By Kari Michel What is your credit risk score?  Is it 300, 700, 900 or something in between?  In order to understand what...

June 16, 2009 by Guest Contributor

As I’ve suggested in previous postings, we’ve certainly expected more clarifying language from the Red Flags Rule drafting agencies.  Well, here is some pretty...

June 12, 2009 by Keir Breitenfeld

We at Experian have been conducting a survey of visitors to our Red Flag guidelines microsite (www.experian.com/redflags). Some initial findings show that approximately 40 percent of...

June 10, 2009 by Keir Breitenfeld

As most industry folks are aware, the FTC recently pushed out their Red Flags Rule enforcement deadline to August 1, 2009. It is important...

June 10, 2009 by Keir Breitenfeld

One of the handful of mandatory elements in the Red Flag guidelines, which focus on FACTA Sections 114 and 315, is the implementation of...

May 29, 2009 by Keir Breitenfeld

Back during World War I, the concept of “triage” was first introduced to the battlefield. Faced with massive casualties and limited medical resources, a...

May 29, 2009 by Jeff Bernstein

How is your financial institution/organization working to improve your collections work stream? What are some of your keys for collections efficiency? What tools do...

May 29, 2009 by Jeff Bernstein

What are your thoughts on the third extension to the Identity Theft Red Flags Rule deadline? Was your institution ready to meet Red Flag......

May 22, 2009 by Keir Breitenfeld

In addition to behavioral models, collections and account management groups need the ability to implement collections workflow strategies in order to effectively handle and...

May 22, 2009 by Jeff Bernstein

Does the rule list the Red Flags? The Identity Theft Red Flags Rule provides several examples of Red Flagsin four separate categories: 1. alerts...

May 15, 2009 by Keir Breitenfeld

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