Mortgage Trends

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Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *)  with...

April 29, 2010 by Kelly Kent

In the past few days I’ve read several articles discussing how lenders are taking various actions to reduce their exposure to toxic mortgages –...

April 2, 2010 by Kelly Kent

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

February 23, 2010 by Kelly Kent

A recent article in the Boston Globe talked about the lack of incentive for banks to perform wide-scale real estate loan modifications due to...

January 6, 2010 by Kelly Kent

In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...

December 14, 2009 by Kelly Kent

In my last blog, I discussed the presence of strategic defaulters and outlined the definitions used to identify these consumers, as well as other...

December 10, 2009 by Kelly Kent

By: Kari Michel The U.S. government and mortgage lenders have developed various loan modification programs to help homeowners better manage their mortgage debt so that...

November 16, 2009 by Guest Contributor

By: Tracy Bremmer There has been a lot of hype these days about people strategically defaulting on their mortgage loans. In other words, a...

November 9, 2009 by Guest Contributor