Credit Lending
By: Kristan Frend As my colleague Margarita Lim discussed in her December 3rd article, the SSA announced that it will change how social security numbers...
A recent article in the USA Today titled, “Jobs rebound will be slow”*, outlines state-by-state forecasts for the United States, as released by Moody’s...
As the December 31st deadline approaches for FTC enforcement of the Red Flags Rule, we still seem quite a ways off from getting out...
By: Staci Baker As we approach the end of the year, and the beginning of holiday spending, consumers are looking at their budgets to...
By: Wendy Greenawalt Large financial institutions have acknowledged for some time that taking a more consumer-centric versus product-centric approach can be a successful strategy for...
By: Kari Michel How are your generic or custom models performing? As a result of the volatile economy, consumer behavior has changed significantly over the last...
By: Staci Baker As the economy has been hit by the hardest recession since the Great Depression, many people wonder how and when it...
With the issue of delayed bank foreclosures at the top of the evening news, I wanted to provide a different perspective on the issue...
By: Kari Michel Credit bureau data has been used for many years to develop credit risk models, bankruptcy scores, profitability models, and response models to...
By: Wendy Greenawalt US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing...
With the recent release of first-time unemployment applications by the Labor Department showing weaker than expected results, it comes as no surprise that July foreclosure...
Recently, a number of media articles have discussed the task facing financial institutions today – find opportunities growth in a challenging and flat economy....
By: Kari Michel What are your acquisition strategies to increase consumer lending and gain market share? This blog will discuss new approaches to create segment-based targeting campaigns and...
By: Wendy Greenawalt The final provisions included in The Credit Card Act will go into effect on August 22, 2010. Most lenders began preparing for...
US interest rates are at historically low levels, and while many Americans are taking advantage of the low interest rates and refinancing their mortgages,...