Partner Solutions
Using financial management services to drive user engagement can be an effective strategy to win the race for consumer attention.
Providing identity protection services alongside your existing offerings can help your business attract more new customers.
A Virtual Private Network allows you to securely browse the web while protecting your information from being tracked or targeted.
Generation Z will soon represent a significant portion of buyers and borrowers in the U.S. Here's why your business should help them.
Financial stress can negatively affect employee productivity, but it can also be avoided with the right proactive steps.
Three Ways Financial Wellness Services Can Help Empower Your Customers and Drive Your Business
Partner SolutionsWhen you provide financial wellness services, your likelihood of acquiring customers who make smarter financial choices may increase.
Theft of your personal information can have serious consequences. Take three easy steps to protect your personal data online.
Child identity monitoring services can provide alerts of potential theft to parents and help safeguard their children’s identity and credit.
Experian CyberAgent® is a patented dark web monitoring technology that proactively detects compromised confidential data online.
As customer service shifts to digital channels, consumer-finance companies can engage customers and add value to the user experience.
In order to stand out, credit card companies need to come up with new, innovative ideas by acknowledging their vulnerabilities.
We’re excited to announce Family Account Management: a new feature that makes it easy to extend identity protection to family and friends.
Unfortunately, identity theft can happen to anyone and has far-reaching consequences for its victims. According to the US Department of Justice (DOJ)’s most recent study, 17.6 million people in the US experience some form of identity theft each year. This includes activities such as fraudulent credit card transactions or personal information being used to open unauthorized accounts. The most obvious consequence that identity theft victims encounter is financial loss, which comes in two forms: direct and indirect. Direct financial loss refers to the amount of money stolen or misused by the identity theft offender. Indirect financial loss includes any outside costs associated with identity theft, like legal fees or overdraft charges. The DOJ’s study found that victims experienced a combined average loss of $1,343. In total, identity theft victims lost a whopping $15.4 billion in 2014. Beyond money lost, identity theft can negatively impact credit scores. While credit card companies detect a majority of credit card fraud cases, the rest can go undetected for extended periods of time. A criminal’s delinquent payments, cash loans, or even foreclosures slowly manifest into weakened credit scores. Victims often only discover the problem when they are denied for a loan or credit card application. Last year, Experian found that these types of fraud take the longest time to resolve. Identity theft doesn’t just impact victims financially; it also often takes a significant emotional toll. A survey from the Identity Theft Research Center found that 69 percent felt fear for their personal financial security, and 65 percent felt rage or anger. And, almost 40 percent reported some sleep disruption. These feelings increased over time when victims were unable to settle the issue on their own, according to the report, which can result in problem as work or school, and add stress to relationships with friends and family. Thankfully, consumers are getting smarter about the best ways to protect their information, like using monitoring services or following security best practices. How are you protecting yourself against identity theft? Learn more about our Identity Protection Services
Thanks to a recent announcement from the Internal Revenue Service, identity theft protection will now be considered a non-taxable benefit.
In today’s increasingly digital world, it can be difficult for consumers to understand the value of their personal data.