Financial Services
By: Staci Baker As more people have become underwater on their mortgage, the decision to stay or not stay in their home has evolved...
By: Kari Michel The Federal Reserve’s decision to permit card issuers to use income estimation models to meet the Accountability, Responsibility, and Disclosure (CARD)...
Well, here we are about two weeks from the Federal Trade Commission’s June 1, 2010 Red Flags Rule enforcement date. While this date has...
By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...
By: Wendy Greenawalt The auto industry has been hit hard by this Great Recession. Recently, some good news has emerged from the captive lenders, and...
By: Staci Baker With the shift in the economy, it has become increasingly more difficult to gauge — in advance — what a consumer is...
Since 2007, when the housing and credit crises started to unfold, we’ve seen unemployment rates continue to rise (9.7% in March 2010 *) with...
A common request for information we receive pertains to shifts in credit score trends. While broader changes in consumer migration are well documented –...
By: Wendy Greenawalt Optimization has become somewhat of a buzzword lately being used to solve all sorts of problems. This got me thinking about what...
I received a call on my cell phone the other day. It was my bank calling because a transaction outside of my normal behavior pattern...
By: Ken Pruett I want to touch a bit on some of the third party fraud scenarios that are often top of mind with...
By: Wendy Greenawalt In my last few blogs, I have discussed how optimization can be leveraged to make improved decisions across an organization while considering...
By: Wendy Greenawalt Financial institutions have placed very little focus on portfolio growth over the last few years. Recent market updates have provided little...
There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative. Depending on the corner you...
When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...