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Round 1 – Pick your corner...

There seems to be two viewpoints in the market today about Knowledge Based Authentication (KBA): one positive, one negative.  Depending on the corner you...

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Knowledge Based Authentication is always about the dat...

When a client is selecting questions to use, Knowledge Based Authentication is always about the underlying data – or at least it should be. ...

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Basel II...

By: Kari Michel What is Basel II?  Basel II is the international convergence of Capital Measurement and Capital Standards. It is a revised framework and...

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Credit Risk and the Prime Consumer...

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

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Optimize marketing strategies while reducing costs...

By: Wendy Greenawalt Marketing is typically one of the largest expenses for an organization while also being a priority to reach short and long-term...

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Optimizing marketing strategies while reducing costs...

By: Wendy Greenawalt Marketing is typically one of the largest expenses for an organization and it is also a priority to reach short- and long-term growth objectives....

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Optimization for cost reduction strategies...

By: Wendy Greenawalt The economy has changed drastically in the last few years and most organizations have had to reduce costs across their businesses...

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Commercial real estate risk levels at community banks ...

By: Tom Hannagan While waiting on the compilation of fourth quarter banking industry results, I thought it might be interesting to relate the commercial...

Read More Commercial real estate risk levels at community banks – Part 1
The Fraud Consortium Conundrum, Part II...

My last entry covered the benefits of consortium databases and industry collaboration in general as a proven and technologically feasible method for combating fraud...

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Pricing with competition, Part 2...

By: Amanda Roth Last week, we discussed how pricing with competition is important to ensure sound decision practices are being implemented in the domains of...

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The Fraud Consortium Conundrum...

There was a recent discussion among members of the Anti Fraud experts group on LinkedIn regarding collaboration among financial institutions to combat fraud.  Most...

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Business Intelligence for Collections...

As the economic environment changes on what feels like a daily basis, the importance of having information about consumer credit trends and the future...

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Pricing with competition...

By: Amanda Roth Doesn’t that sound strange: Pricing WITH competition?  We are familiar with the sayings of pricing for competition and pricing to be...

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Performance monitoring – One customer’s story, Part 2...

By: Ken Pruett I thought it might be helpful to give an example of a recent performance monitoring engagement to show just how the...

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Trends in the Automotive Finance Market...

We’ve recently discussed management of risk, collections strategy, credit attributes, and the like for the bank card, telco, and real estate markets. This blog will provide insights...

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