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Collector Productivity – Part 1...

Put yourself in the shoes of your collections team. The year ahead is challenging. Workloads are increasing as consumer debt escalates, and collectors are...

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The Recipe to a Strong Model Development (Part 2)...

By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...

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The Recipe to a Strong Model Development (Part 2)...

By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...

Read More The Recipe to a Strong Model Development (Part 2)
FTC extends Red Flags Rule enforcement deadline…..agai...

There were always questions around the likelihood that the August 1, 2009 deadline would stick. Well, the FTC has pushed out the Red Flag...

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Is there a formula for success when building portfolio...

By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....

Read More Is there a formula for success when building portfolio-specific models?
The Recipe to a Strong Model Development (Part 1)...

By: Tracy Bremmer Preheat the oven to 350 degrees. Grease the bottom of your pan. Mix all of your ingredients until combined. Pour mixture...

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Monitoring your new account acquisition decisions: po...

By: Kari Michel In my last blog I gave an overview of monitoring reports for new account acquisition decisions listing three main categories that...

Read More Monitoring your new account acquisition decisions: population stability
How organizations can benefit from new credit bureau d...

By: Wendy Greenawalt On any given day, US credit bureaus contain consumer trade data on approximately four billion trades. Interpreting data and defining how...

Read More How organizations can benefit from new credit bureau data
Vintage Analysis 101 | The Risk within the Risk...

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

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Something Old, Something New...

— by Jeff Bernstein So, here I am with my first contribution to Experian Decision Analytics’ collections blog, and what I am discussing has...

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Clarifying Risk Terminology...

By: Tom Hannagan Some articles that I’ve come across recently have puzzled me. In those articles, authors use the terms “monetary base” and “money...

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Challenges with creating tri-bureau credit attributes...

By: Wendy Greenawalt Today, most lenders evaluate tri-bureau credit data when making lending decisions. Credit attributes are the building blocks for creating models, scorecards,...

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Benchmarking – A Foundation for Success...

In recent months, the topics of stress-testing and loss forecasting have been at the forefront of the international media and, more importantly, at the...

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Monitoring your new account acquisition decisions: Ov...

By: Kari Michel Are you using scores to make new applicant decisions? Scoring models need to be monitored regularly to ensure a sound and successful...

Read More Monitoring your new account acquisition decisions: Overview of monitoring
Tri-bureau Capabilities...

By: Wendy Greenawalt The US has the most extensive credit bureau data in the world. The available credit data is vast and very complex...

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