Vehicle Data

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Millennial myth busted: Young consumers really do like...

Trivia question: Millennials don’t purchase new vehicles. True or F...

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Customer Loyalty: Using Data to Keep the Love Alive...

Who is the ideal dealership customer? Wouldn’t they be one that buys or leases a car and becomes a repeat customer? Loyal customers are...

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Who rules the road? Full-size pickups, apparently....

Benjamin Franklin famously said that nothing in life is certain except death and taxes. While that may be true, I think we can add...

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Free mobile solution now available to mitigate against...

Based on statistics from Cox Automotive, Fortune.com estimated one million cars were damaged by Hurricane Harvey, Irma, and Maria. A story on Fox News predicted...

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4 things to do before dialing your customers...

Call if you need to, but protect yourself from TCPA exposure first. Follow these steps when creating your dialing strategy: Obtain customer consent Determine...

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CFPB’s latest debt collection proposal...

This summer, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection industry. The focus...

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Self-regulatory program for nonbank small-business len...

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

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The power of data quality...

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer...

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Study explores how frequently lenders validate credit ...

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models...

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Heartbleed: Is your organization prepared?...

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in......

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Bankcard utilization rates declining, but still high f...

Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and...

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Impact of Basel III on capital requirements...

The cumulative effect of Basel III is expected to have a substantial impact on capital requirements. The total minimum regulatory capital will increase from...

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Are you in compliance with the new consumer protection...

The Consumer Financial Protection Bureau (CFPB) now has the ability to write and enforce 18 consumer protection laws that guide financial products and services....

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