Credit Lending

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Dispelling credit attribute myths, Part 1...

By: Wendy Greenawalt This blog kicks off a three part series exploring some common myths regarding credit attributes. Since Experian has relationships with thousands...

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Lost lead analysis...

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

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Small business fraud frequently overlooked...

By: Kristan Keelan What do you think of when you hear the word “fraud”?  Someone stealing your personal identity?  Perhaps the recent news story...

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Market intelligence solutions more important than ever...

In a recent article, www.CNNMoney.com reported that Federal Reserve Chairman, Ben Bernanke, said that the pace of recovery in 2010 would be moderate and...

Read More Market intelligence solutions more important than ever
Vintage Analysis Opportunities | The Risk within the R...

Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....

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What keeps you up at night?...

— by Heather Grover I’m often asked in various industry forums to give talks about, or opinions on, the latest fraud trends and fraud...

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Dual Score Strategies...

By: Kari Michel Bankruptcies continue to rise and are expected to exceed 1.4 million by the end of this year, according to American Bankruptcy...

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Optimize Account Management Strategies...

By: Wendy Greenawalt In my last blog post I discussed the value of leveraging optimization within your collections strategy. Next, I would like to...

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Monitoring your account acquisitions decisions: score...

By: Kari Michel This blog completes my discussion on monitoring new account decisions with a final focus: scorecard monitoring and performance.  It is imperative...

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Monitoring your new account acquisition decisions: De...

By: Kari Michel This blog is a continuation of my previous discussion about monitoring your new account acquisition decisions with a focus on decision management....

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The Recipe to a Strong Model Development (Part 2)...

By: Tracy Bremmer In our last blog (July 30), we covered the first three stages of model development which are necessary whether developing a...

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The Recipe to a Strong Model Development (Part 2)...

By: Tracy Bremmer In our last blog, we covered the first three stages of model development which are necessary whether developing a custom or...

Read More The Recipe to a Strong Model Development (Part 2)
Is there a formula for success when building portfolio...

By: Wendy Greenawalt When consulting with lenders, we are frequently asked what credit attributes are most predictive and valuable when developing models and scorecards....

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The Recipe to a Strong Model Development (Part 1)...

By: Tracy Bremmer Preheat the oven to 350 degrees. Grease the bottom of your pan. Mix all of your ingredients until combined. Pour mixture...

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Monitoring your new account acquisition decisions: po...

By: Kari Michel In my last blog I gave an overview of monitoring reports for new account acquisition decisions listing three main categories that...

Read More Monitoring your new account acquisition decisions: population stability