Credit Lending
The discovery of Heartbleed earlier this year uncovered a large-scale threat that exploits security vulnerability in OpenSSL posing a serious security concern.This liability gave...
Both Visa and MasterCard announced their support for Host Card Emulation (HCE) and their intent to release HCE specifications soon. I have been talking...
By: Matt Sifferlen On January 17th, we celebrated the 308th birthday of one of America’s most famous founding fathers, Ben Franklin. I’ve been a...
By: Teri Tassara In my blog last month, I covered the importance of using quality credit attributes to gain greater accuracy in risk models. ...
In the 1970s, it took an average of 18 days before a decision could be made on a credit card application. Credit decisioning has...
By: Zach Smith On September 13, the Consumer Financial Protection Bureau (CFPB) announced final amendments to the mortgage rules that it issued earlier this year....
TL;DRRead within as to how Touch ID is made possible via ARM’s TrustZone/TEE, and why this matters in the context of the coming Apple’s...
By: Matt Sifferlen I recently read interesting articles on the Knowledge@Wharton and CNNMoney sites covering the land grab that’s taking place among financial services startups...
By: Joel Pruis As we go through the economic seasons, we need to remember to reassess our strategy. While we use data as the...
If you're looking to implement and deploy a knowledge-based authentication (KBA) solution in your application process for your online and mobile customer acquisition channels...
There are two core fundamentals of evaluating loan loss performance to consider when generating organic portfolio growth through the setting of customer lending limits....
By: Joel Pruis So we know we need to determine the overall net yield on assets required to cover the cost of funds and...
By: Joel Pruis I am going to take some liberties here. Nowhere in the movie Moneyball does Peter Brand tell us how he got...
By: Joel Pruis What is it we as bankers are trying to accomplish? If you have been in the industry for 20+ years, this...
By: Joel Pruis Times are definitely different in the banking world today. Regulations, competition from other areas, specialized lenders, different lending methods resulting in...