You could lower your monthly student loan payment

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  • Refinance your student loans and start saving today.
  • Compare fixed interest rates from multiple providers, all online, all in one place.
  • Flexible options—choose repayment terms that fit your goals.
See your refi rates

Checking your student loan refinancing rates will NOT impact your credit scores

Based on FICO® Score 8 model. Offers and approval not guaranteed. Eligibility requirements and terms apply. Subject to credit check which may impact your credit scores. Offers not available in all states. See licenses and disclosures.

Lower your student loan payment

Your free account comes with your Experian credit report and FICO® Score.Θ

Understand how you may look to lenders. FICO® Scores are used by lenders more than any other brand of credit scores. Checking your own credit will not impact your credit scores.

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.