No Ding Decline™
Get matched to credit cards and loans that won’t ding your credit scores if you are not initially approved⊛
- See personalized credit card and loan offers based on your credit profile.
- Find out if you are approved before any impact to your credit scores.
Checking your matched credit cards and loans will NOT hurt your credit scores
More ways to find the right credit card and loan for you
Credit cards and loans matched for you
We work directly with financial institutions to provide your top matches from our partners. These offers are personalized to your credit profile so you’re more likely to qualify.
Pre-approved
Being pre-approved⏃ means you have higher chances of eligibility for a certain offer—check for these offers first when you’re ready for a new credit card or loan.
No Ding Decline™
Cards and loans labeled No Ding Decline™ won’t hurt your credit scores if you are not initially approved.
Why it matters
Experian’s No Ding Decline™
When applying for a credit card or loan, most lenders will perform a hard inquiry on your credit report which can negatively impact your credit scores. With Experian’s No Ding Decline™, only a soft inquiry is performed when applying for cards labeled No Ding Decline™, so there is no impact to your credit scores if you aren’t initially approved.
Your free account comes with your Experian credit report and FICO® Score.*
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