Get cash fast with a personal loan

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  • See personal loan offers matched to you based on your credit profile.
  • Use a personal loan to get cash quickly or to help pay off debt.
  • Get pre-qualified so you’re more likely to be approved. It takes just a few minutes.
See your loan options

Checking your loan options will NOT hurt your credit scores

Access your personal loan matches and FICO® Score

Compare top personal loan lenders

Experian can help find the right personal loan for you

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Get cash fast at competitive rates

Same day funding available. We work with over a dozen loan partners so you can compare rates across multiple lenders.

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Loans from $1K to $200K

Whether you need a small loan or are looking to fund a big project, Experian has you covered.

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No fees

Get matched to lenders that offer no application fees and no prepayment penalties. Look for these labels on your matched loans.

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It’s free

Check your loan options for free—it won’t hurt your credit scores.

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Get pre-qualified

Simply sign up and answer a few questions about your loan details.

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Bad credit?

No problem—we may have loan options even if your credit is less than stellar.

In 2024, Experian helped over

150,000 people

save money on their loans

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Why Experian

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Shop multiple lenders all in one place

Compare loan offers from over a dozen lenders without shopping among multiple websites.

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Loan perks you care about

See which loans offer same day funding, no prepayment fees, no application fees, direct deposit, and online application or payment.

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No spam calls

Rest assured—we won’t sell your data to other lenders.

How it works

Just answer a few questions about the loan you’re looking for so we can match you to your personalized loans offers.

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Compare rates from multiple lenders. Filter by loan term or monthly payments.

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Apply to loans matched to you and get the funds you need.

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See your loan options

You could save thousands of dollars with a low, fixed-rate personal loan

Comparison of high-interest rate credit card and personal loan for balance, monthly payment, average interest rate, and total paid with interest.

Balance

Monthly payment

Average interest rate

Total paid with interest

High-interest rate credit card

Balance$20,000

Monthly payment$550.00

Average interest rate21.47%

Total paid with interest$32,071.58

Personal loan

Balance$20,000

Monthly payment$449.76

Average interest rate12.48%

Total paid with interest$26,985.32

Estimated interest
savings

Save $5,086.26

A loan for all your financial needs

Our lenders offer personal loans for many purposes like those below and more

Debt consolidation

Credit card refinancing

Home improvement

Moving costs

Medical expenses

Weddings