- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Get matched with balance transfer credit cards

- See balance transfer cards with 0% intro APR for up to 21 months
- Most new Experian members who visit our marketplace will see pre-approved credit card offers⏃
- Cards labeled "No Ding Decline" won’t hurt your credit scores if you are not approved⊛
Checking your matched credit cards will NOT hurt your credit scores
Here are some of our top picks
4 partner offers
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
---|---|
Ongoing APR: | 18.24% - 28.24% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
Blue Cash Everyday® Card from American Express
Intro bonus: | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. |
---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1%-3% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and feesCiti® Diamond Preferred® Card
Intro APR: | 0% for 21 months on Balance Transfers and 12 months on Purchases |
---|---|
Ongoing APR: | 17.24% - 27.99% (Variable) |
Rewards: | N/A* |
Annual Fee: | $0 |
Blue Cash Preferred® Card from American Express
Intro bonus: | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. |
---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1%-6% (cash back) |
Annual Fee: | $0 intro annual fee for the first year, then $95. |
Terms Apply
Rates and fees