Tag: credit lending
Mid-sized banks should take a data-driven approach to implementing credit risk strategies if they want to expand their loan portfolios.
As financial behavior becomes more dynamic, real-time data is emerging as a powerful tool in reshaping how lenders assess risk.
Using alternative data for credit underwriting is a modern and efficent approach to a risk-based credit approval strategy Read more!
With rapid growth comes an increased risk of fraud, making "Buy Now, Pay Never" a crucial fraud threat to watch out for in 2024.
View our interactive e-book for the latest economic and consumer trends and learn how to set your portfolio up to succeed in any economic cycle.
Experian recently attended Fintech Nexus USA, formally known as LendIT Fintech USA, to discuss fraud prevention and BNPL. Read more!
What goals should you set to make financial inclusion a reality? How can success be quantified? This checklist can help you become more inclusive.
Learn how expanded FCRA-regulated data can be used to gain a more powerful and complete view of consumers' financial situations. Read more.
Experian discussed the benefits of FCRA data and ways this data can ease credit access for “invisible” consumers in a recent webinar hosted by AFSA.
Download our report to learn why alternative credit data is supplemental and essential to consumer lending and how it’s being used by consumers and FI's.
In our most recent podcast, Experian experts discuss how to enhance your portfolio analysis after an economic downturn and drive greater access to credit.
COVID-19 has had far-reaching economic consequences. When it comes to your consumers' finances, are you seeing the full picture?
COVID-19 will affect the way financial institutions lend and provide credit. See what Shawn Rife, Experian’s Director of Product Scoring, had to say.
Here's a brief FCRA-related compliance overview to refresh your memory on various FCRA requirements when requesting and using consumer credit reports.
Experian experts provided insight on how data furnishers can help support small businesses amidst the pandemic while complying with recent regulations.