By: Tom Hannagan Part 5 This continues the updated review of results from the Uniform Bank Performance Reports (UBPR), courtesy of the FDIC, for...

March 10, 2009 by Guest Contributor

By: Tom Hannagan Part 4 Let’s dig a bit deeper into why Peer Group 1’s margins didn’t improve. We see two possible reasons: Total...

March 10, 2009 by Guest Contributor

Part 3 Reducing operational and overhead costs starts with the automation of tasks that would otherwise be performed by a human resource. By leveraging...

March 10, 2009 by Jeff Bernstein

Back during World War I, the concept of “triage” was first introduced to the battlefield. Faced with massive casualties and limited medical resources, a...

March 10, 2009 by Jeff Bernstein

Here are a few more frequently asked questions. 1.Am I a “creditor” under the rule? The term “creditor” has the same meaning as under...

March 5, 2009 by Keir Breitenfeld

By: Tom Hannagan Part 3 I believe it is quite important to compare your bank or your investment plans in a financial institution to...

March 5, 2009 by Guest Contributor

Part two Improved collector productivity and cash flow is the concept of doing more work with existing staff or doing the same amount of...

March 5, 2009 by Jeff Bernstein

Part oneIn today’s collections environment, the challenges of meeting an organization’s financial objectives are more difficult than ever. Case volumes are higher, accounts are...

March 3, 2009 by Jeff Bernstein

Here we are in March, 2009, four months after the Red Flags Rules deadline OR two months until the Red Flags deadline…depending on your...

March 3, 2009 by Keir Breitenfeld

Address discrepancies aren't the end of the road, but they sure can be a bump in it. One of the handful of mandatory elements...

February 26, 2009 by Keir Breitenfeld

Recently we conducted an informal survey, the results of which indicate that loan portfolio growth is still a major target for 2009.  But, when...

February 26, 2009 by Guest Contributor

By: Tom Hannagan Part 2 In my last post, I started my review of the Uniform Bank Performance Reports for the two largest financial...

February 26, 2009 by Guest Contributor

By: Tom Hannagan Part 1 It may be quite useful to compare your financial institution’s portfolio risk management process or your investment plans , to the...

February 26, 2009 by Guest Contributor

By: Tom Hannagan This post is a feature from my colleague and guest blogger, John Robertson, Senior Process Architect in Advisory Services at Baker...

February 25, 2009 by Guest Contributor

At which stage of the application process does the Red Flags Rule apply? The Red Flag Rule would apply whenever you detect a Red...

February 25, 2009 by Keir Breitenfeld