Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance in over a decade. And while the delinquency rate increased slightly to 2.26%, it is significantly lower than the 4.73% delinquency rate in 2008 when outstanding balances were $737 billion.

There are more than 220 million credit-active consumers. Hear from a data expert on ways analysts can explore these files and dig into big data with ease.

Trended attributes can provide significant lift in the development of segmentation strategies and custom models are used effectively across the life cycle.